Please join us...

The Ultimate Guide to Home Buying Seminar

If you’re thinking, "Should I buy a home?" 

NOW more than ever is the time! 

The Shamrock Financial/Cardi's Furniture Seminar series is designed to dispel the myths, answer your questions and get you on the path to buy a home. Join us on Wednesday, December 3rd for a free, 1-hour seminar at Cardi's Furniture in West Warwick where our mortgage & real estate experts will cover key points like:

  • How you can truly buy a home with zero down (yup, you read right)
  • Is there hope if you’ve had a short sale or a foreclosure?
  • The hidden benefits of homeownership not talked about
  • Plus, an overview of the home buying process, loan programs and much, much more!

Presented by:

Suzanne Caldeira - Senior Loan Officer; NMLS# 20138
The Storm Team with HomeSmart Professionals

PLUS, One lucky person will walk away with a $250 Cardi's Gift Certificate & everyone who attends will receive a free credit analysis and home purchase plan.

Space is limited. Register Today!

Staying Afloat Conference Invitation
Special Invitation for RI Chamber of Commerce Members

Staying Afloat: Adapting Waterfront Businesses to Rising Seas and Extreme Storms
*Discounted $30 Registration Available to RI Chamber of Commerce Members
*Quantities are limited and availability is on a first come, first serve basis
Conference Highlights: 
  • Learn from experts about the practical tools and approaches that can be applied in Rhode Island.
  • Move from knowledge and awareness to implementation.
  • Use what's available to make smart adaptation decisions for businesses and local communities.
  • Draw from experiences to address key issues and opportunities for our iconic historic and or modern waterfronts -- think Newport, Bristol, and Providence! 

The public is welcome to attend a special lead-in event to the conference  
December 9, 2014 at Salve Regina University in Newport, R.I.

To register for this event, please visit:

The Ronald C. Baird Sea Grant Science Symposium is sponsored by Narragansett Bay National Estuarine Research Reserve, Newport County Chamber of Commerce, Prince Charitable Trusts, Rhode Island Foundation, Rhode Island Marine Trades Association, Tetra Tech, Rhode Island Nursery and Landscape Association, van Beuren Chartiable Trust, USDA/RMA, and 11th Hour Racing

For more information about the Ronald C. Baird Sea Grant Science Symposium, visit Rhode Island Sea Grant.

Dine Out on Small Business Saturday!

SBA Partners with National Restaurant Association to Boost Dining Out on Small Business Saturday 

The U.S. Small Business Administration (SBA) Administrator, Maria Contreras-Sweet, announced that the federal agency is partnering with the National Restaurant Association to promote dining out during Small Business Saturday on November 29th. The partnership will amplify restaurants during the national push to support our nation’s small businesses on the busiest shopping weekend of the year.

“Local restaurants pack a big punch to our nation’s economy, as part of the economic powerhouse that is American small businesses. The restaurant industry is projected to add 1.3 million jobs over the next 10 years and to project $683.4 billion in total sales, equaling 4 percent of the U.S. GDP,” said SBA Administrator Maria Contreras-Sweet. “The SBA is proud to partner with the National Restaurant Association to champion this great sector of American small businesses.”

Dining out on Small Business Saturday will emphasize the accomplishments of small business restaurants across the country while encouraging consumers to patronize eateries in their neighborhoods. Restaurants are a significant factor in the nation’s economy as the industry’s economic impact is estimated at $1.8 trillion. Additionally, each dollar spent in restaurants generates an extra two dollars in sales for other industries, spurring economic activity in their communities and across the nation.

“Restaurants provide valuable jobs and careers for more than 13.5 million people and are strong economic engines in communities nationwide,” said Dawn Sweeney, President and CEO, National Restaurant Association. “While the industry is the nation’s second-largest private sector employer, the overwhelming majority of restaurants, more than 90 percent, have fewer than 50 employees. The National Restaurant Association is pleased to join forces with the Small Business Administration to showcase the industry’s critical role in overall small business creation.”

Additionally, the SBA and the NRA are encouraging small business owners and community members to share success stories of restaurants in their areas on social media using the hashtag “#DineSmall.” This will allow communities big and small to come together and show their support for entrepreneurs across the country.  

To encourage not only the public to dine small, but also for restaurants to prepare for the busy day, the Small Business Administration will launch a social media campaign called #ShowUsYourMenu.   Restaurants are asked to create a special menu for Small Business Saturday and promote it on Facebook, Twitter and other social media sites to spotlight their business and remind everyone to #DineSmall while they #ShopSmall.

Visit the Small Business Saturday website for a list of participating restaurants.

The Preserve at Boulder Hills Small Business Christmas

This year, The Preserve at Boulder Hills is hosting two holiday events open to Rhode Island’s small businesses. Small Business Christmas will be held on December 4th and December 13th. We will be offering an extensive buffet prepared by our in house executive chef and a live band, all in our newly renovated ballroom. This event is by reservation only.

Treat your staff this year and reserve a table at The Preserve for your holiday party! Take your top sales associates or reserve 5 tables for your entire company! Invite ten of your employees and we will have the host as our guest

For reservations for our Small Business Christmas event or to book a private party please contact Julie or Kim at 401-539-4653 or


Toys for Tots Coffee Hour

Ocean State Theatre Company Presents Meet Me in St. Louis

Based on the heartwarming 1944 MGM classic, which starred Judy Garland, Meet Me in St. Louis is a wonderful classic from the golden age of musical comedy. Join the Smith family at the 1904 World’s Fair and see how their love and respect for each other is tempered with the genuine humor that can only be generated by such a close family. Memorable musical numbers include “The Boy Next Door, “The Trolley Song,” “Under the Bamboo Tree,” and 
“Have Yourself a Merry Little Christmas.”

Meet Me in St. Louis is the perfect way to celebrate the holidays with the entire family!

Click here for more information

Dick Lupino November Performance Schedule


Sardella’s, 30 Memorial Blvd, Newport, RI, 849-6312, 7: to 9:30 pm

Wed  11/12  -  Pat Mitchell, vocal, Kent Hewitt, piano, Alan Bernstein, bass

Wed  11/19  -  **OLDIES NIGHT** Classic dance hits from 50's to 90"s 

                      Dick Lupino, bass/vocal, Mary Andrews, vocal,

                       Pat Cardeiro, guitar/vocal, Jeff Fountain, drums

Wed  11/26  -  Dick Lupino, bass/vocal, Jody Ebling, vocal, Mike Renzi, piano

The Chanler, 117 Memorial Blvd; Newport, RI, 847-1300, 6 to 10 pm

Fri    11/14  -  Dick Lupino, bass/vocal, Krisanthi Pappas, vocal, Steve Heck, piano/vocal

Fri    11/21  -  Dick Lupino, bass/vocal, Deb Larkin, vocal, Yvonne Monnett, piano/vocal

Fri    11/28  -  Dick Lupino, bass/vocal, Bob Sagnella, sax, Kent Hewitt, piano

Greenvale Vineyards, 582 Wapping Rd, Portsmouth, RI, 847-3777, 1 to 4 pm

Sat      11/15  -  Dick Lupino, bass/vocal, Jean McKenna O'Donnel, vocal

                         Chris Taylor, piano, Rick Wells, drums

Sat      11/22  -  Dick Lupino, bass/vocal, Ethel Lee, vocal,

                         Kent Hewitt, piano, Rick Wells, drums

Sat      11/29  -  Dick Lupino, bass/vocal, Tish Adams, vocal,

                         Kent Hewitt, piano, Rick Wells, drums

401 683-6565 office

401 837-9665 cell

Learn How to Create, Visualize and Deliver a Speech in Public
Learn how to Create, Visualize and Deliver a Speech in Public



Wednesday, January 7, 2015

11:45am - 1:15pm at the Chamber
30 Exchange Terrace, Providence

Chamber Price: $19.95 - (Including Lunch!)

Make your Reservation Now
Call Merrill (401) 688-4741

Lunch Time Opportunity

Improving Your…
Self Confidence
Self Image
Self Worth

Merrill J. Winoker, President
Effective Communications Today
BS: Business Management
Northeastern University 

Toastmasters International 
Competent Communicator Program 
Competent Leadership Program 
Area Governor & 6 time President 30 Years Leadership Experience 
Dale Carnegie Leadership & Communications Graduate 
“How to Win Friends & Influence People” program based on his book. Voted #1 in class “Most Likely to Succeed in Instituting the Principles.” 
Tom Hopkins “Boot Camp Sales”  
Creating, Presenting and Closing Sales.

Betsy Stevens , Vice President
Effective Communications Today
BA: Communications,
Roger Williams University
MA: Education,
St. Peters University, NJ

Toastmasters International
Developing Public Speaking and Presentation Skills
Leadership Warwick Program
Small Business Owner Program
Sales, Marketing & Bookkeeping.
Sandler Sales Institute Training
Developing Client Sales Strategy
Wall Street to Main Street
Brokerage presentations to everyone
from secretaries to CEO’s.

This year's Nutmeg & Mistletoe Holiday Concert, to benefit the Matthew Quin Music Scholarship will take place on:


a Concert of Holiday Music to benefit 
the Matthew Quinn Music Scholarship

Sunday, December 7, 2014

1:00 to 4:00 PM

Sardella's Restaurant

30 Memorial Blvd; Newport

401 849-6312

Donation $20

Tickets will be available at Sardella's, or from Dick Lupino - call, email or send a check: $20, each, (payable to: Matthew Quinn Scholarship Fund) & your address & the tickets will be mailed to you, or if you stop in to see Dick at a gig, he can give them to you. They will be available at the door on the day of as well. I hope you can attend. We'll have some of the best singers & musicians donating their services. Mike Renzi has offered to be "house pianist"!
Thank you all for your support in the past. Hope to see you on December 7th. Seating is 1st come, 1st served!

196 Sea Meadow Drive
Portsmouth, RI 02871
401 837-9665 cell

Holiday Soiree at Kirkbrae

Gamm Gala: Put it on Your Calendar!

Providence Rotary Weekly Lunch Meetings

When: Mondays from 12:15 - 1:30 with a long established speaker series.  (Tuesdays if Monday is a Holiday)

Where: Providence Marriott 

              One Orms Street, Providence (parking available).

Cost:     $20 meal fee.

For further information visit: